Got this from my SIL's blog and found it very helpful so I am sharing it with you.
Before committing to a purchase, give yourself this self-test to determine whether your purchase would be a wise decision.
1. Do I really need this?
2. Is the price reasonable?
3. Is this the best time of year to buy?
4. If this is a bargain, is it a current or suitable model?
5. If it's on sale, is the price a true sale?
6. Am I sure no less-expensive item can be substituted?
7. Am I sure there are no major disadvantages?
8. If excessive in price, will it truly satisfy an inner need?
9. Have I comparison-shopped for price and quality?
10. Have I allowed for this item in my spending plan?
11. Do I know the seller's reputation?
12. Does the seller offer any special services with this item?
Scoring: 9-11 yes answers: Consider buying the item. 6-8 yes answers: Think again. Fewer than 6: Forget it!
(Consumer Credit Counseling Service of Sacramento, California, www.cccssacto.org, "Library of Helpful Money Tips, Controlling Impulse Buying").
February 6, 2010
February 4, 2010
San Antonio Car Accident Attorney
Author: Chikai
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at:2/04/2010
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1 comments
Can't afford a San Antonio Car Accident Attorney? Well, don't worry because O’Hanlon, McCollom & Demerath Law firm can help you with that. They will represent you in court and will help you get the compensation you deserve without you paying upfront fees. They work on contingent fee basis which means you don't have to pay anything until they settle your case or win at trial.
To contact them for a FREE Consultation, don't hesitate to call this number: (877) 494-9949. You can also avail a FREE evaluation of your case by filling out the form they provided on their website. By doing so, you will know if you have a case or not.
To contact them for a FREE Consultation, don't hesitate to call this number: (877) 494-9949. You can also avail a FREE evaluation of your case by filling out the form they provided on their website. By doing so, you will know if you have a case or not.
Mini is Back!
Author: Chikai
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at:2/04/2010
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1 comments

Well, I'm really glad that she's back. The manufacturer replaced some parts and now she's working like new again. I couldn't ask for more! ;) Oh, except for a new mouse though because my lil boy broke it. He turned it to a teether/toy truck. Tsk! It will cost me another $20 to buy a new one so I'll guess I'll just wait for my Santa. I don't have much money to spare these days because I'm saving for our trip this month.
JCPenney Extra 20% and Bonus Buys
Author: Chikai
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at:2/04/2010
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Category :
shopping alert,
shopping coupons
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0
comments
Enjoy this extra savings! Have a grand time shopping!
Dear friends and family, please enjoy an extra 20% off Feb. 7 & 8! Coupon Link: CLICK!
*Valid Sunday & Monday, February 7-8, 2010. Not transferable. Discount does not apply to Sephora, Gift Cards/e-Gift Cards, prior purchases or in combination with any other offer. For jcp.com/catalog orders, use code 4FBBUDS.
Shop Bonus Buys this weekend and enjoy In$tant Money.
You deserve a bonus! Come in this weekend and shop your favorite looks at unbeatable Bonus Buys. Plus, save even more with your instant money coupons in store, jcp.com and catalog.
Check out our great deals below:
$15 off a purchase of $75 or more
$10 off a purchase of $50 or more
Print store coupons: CLICK!
Red Zone Clearance. Enjoy 80% final markdowns. Now the price you see is the price you pay! No math required.
See their store ad: CLICK!
Some exclusions apply. Visit jcp.com for details.
Dear friends and family, please enjoy an extra 20% off Feb. 7 & 8! Coupon Link: CLICK!
*Valid Sunday & Monday, February 7-8, 2010. Not transferable. Discount does not apply to Sephora, Gift Cards/e-Gift Cards, prior purchases or in combination with any other offer. For jcp.com/catalog orders, use code 4FBBUDS.
Shop Bonus Buys this weekend and enjoy In$tant Money.
You deserve a bonus! Come in this weekend and shop your favorite looks at unbeatable Bonus Buys. Plus, save even more with your instant money coupons in store, jcp.com and catalog.
Check out our great deals below:
$15 off a purchase of $75 or more
$10 off a purchase of $50 or more
Print store coupons: CLICK!
Red Zone Clearance. Enjoy 80% final markdowns. Now the price you see is the price you pay! No math required.
See their store ad: CLICK!
Some exclusions apply. Visit jcp.com for details.
Freebies!
Author: Chikai
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at:2/04/2010
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0
comments
Want to get a FREE Silver Buffalo? Well, let me tell you how! Just go to www.usgoldbureau.com and sign up on their Mailing List. This is a limited time offer so hurry! But that's nto all, they also offer FREE Investor's Kit that will teach you how to invest in gold and more.
The United States Gold Bureau is the leading authority on all things related to precious metals. So if you want to buy gold bullion or coins, don't hesitate to visit their website. They have the best pricing on bullion and gold coins. So visit today! Their coin experts are waiting for you!
The United States Gold Bureau is the leading authority on all things related to precious metals. So if you want to buy gold bullion or coins, don't hesitate to visit their website. They have the best pricing on bullion and gold coins. So visit today! Their coin experts are waiting for you!
February 2, 2010
Hello!
Author: Chikai
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at:2/02/2010
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Category :
daily rants
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comments
Hello y'all! How's everyone doing? I hope you are all okay! As for me here, well, I'm busy as a bee! I have been running errands here and there. It's never ending! That's why I apologize (again!) to all those who joined my contest for not returning the favor yet. Because of time constraints, I only managed to add 3 new blogs on my list. But don't ya worry. I will work on it as soon as my Mini is here. She's already fixed and good as new! So from Marice down to Czaroma, don't worry because I WILL ADD YOU as soon as I get a chance. Okay? ;)
But for now I have to say goodbye because my batteries are running low. See you when I see you!
But for now I have to say goodbye because my batteries are running low. See you when I see you!
February 1, 2010
New Toy to Tinker!
Author: Chikai
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at:2/01/2010
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Category :
digital cameras
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1 comments
My personal Santa was feeling generous last week so he got me this! A 12.1-megapixel Sony Cyber-shot DSC-T90. ;)
Think thin. The ultra-chic DSC-T90 Cyber-shot digital camera is perfect for stashing in your pocket or a small purse. But the T90 doesn't just impress on the outside. Built into its compact body are powerful features that make taking great pictures a cinch. Not sure which mode to use at sunset or when shooting sporting events? The iAuto mode does the work for you. It automatically adjusts the settings for fantastic results no matter what you're shooting or where you are. There's also Face Detection mode for capturing subtle detail and natural skin tones in faces. And when still photos aren't enough, you can record HD video clips and play it back on the 3 touch screen LCD.
Think thin. The ultra-chic DSC-T90 Cyber-shot digital camera is perfect for stashing in your pocket or a small purse. But the T90 doesn't just impress on the outside. Built into its compact body are powerful features that make taking great pictures a cinch. Not sure which mode to use at sunset or when shooting sporting events? The iAuto mode does the work for you. It automatically adjusts the settings for fantastic results no matter what you're shooting or where you are. There's also Face Detection mode for capturing subtle detail and natural skin tones in faces. And when still photos aren't enough, you can record HD video clips and play it back on the 3 touch screen LCD.
January 30, 2010
Window Shopping
Author: Chikai
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at:1/30/2010
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0
comments
Last Tuesday, my friend and I went to RCW to pick up the printer she ordered online. But before we headed home, we dropped by in their flooring and tiles department to check on what's on sale because my friend is planning to upgrade their home. First thing on her list is to get rid of that ugly carpet in their living room. She's sick and tired of them. LOL! She also wants to replace the tiles on their bathroom with bigger ones and with texture to add a more fancy look.
Mini's Diagnosis
Author: Chikai
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at:1/30/2010
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The Geek Squad already called and they told me that it is the motherboard that's causing the problem and not the computer memory. Now it's up to the manufacturer to decide whether to replace the broken part or just discard it and give me a brand new HP Mini since it is still under warranty when it broke down. Well, whatever the decision is, I'm all up for it. All I care is that they return it to me before we fly to the Philippines for a month-long vacation.
January 27, 2010
Oopsy!
Author: Chikai
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at:1/27/2010
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0
comments
Thanks to Vernz for alerting me about the error in my comment page. It's now fixed! So to those who are interested to join my little game, you know the drill: add me in your blog list and leave a comment ON THIS POST.
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